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Accidental Insurance
Life
insurance that is paid only if the insured's death is as a result of an
accident.
Accident Insurance
provides
worldwide coverage you or your entire family—adults and children—24 hours a
day, 365 days a year. It's an ideal complement to your group insurance
coverage.
Who Should Consider Accident
Insurance?
-
Parents to increase their group insurance
coverage
-
College and university graduates who are no
longer covered by the group insurance plans of their parents and do not yet
have access to an employer’s plan
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Retirees. Accident Insurance can include
hospitalization and convalescence benefits, as well as reimbursement of the
service fees or treatments of various specialists (physiotherapists,
podiatrists, chiropractors, occupational therapists, home-care nurses, etc.)
-
Parents of newborns as he
or she embarks on a new life
Features and Advantages
-
Plan
provides worldwide 24-hour-a-day coverage
to your entire family,
365 days a year, in the event of an accident
-
It reimburses
certain fees that aren't covered
(or are only partially covered) by your group insurance plan
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There is
no medical questionnaire or medical
examination. You and your family, who
reside permanently in Canada, are
automatically eligible
(between the 15th day of life and the age of 75 years)
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You can choose how long
you need protection and be
protected against future rate increases
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You receive a
10% reduction
if you insure four or more persons under the same
contract, based on the same option and term
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The plan can
insure your newborn free of charge
from the 15th day of life during the contract protection period
Options Offered
Two types of coverage are available:
-
the
basic option
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the
maximum
option, which quadruples your benefits in the event of
accidental death, dismemberment, loss of use, and fracture
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