Permanent Life Insurance - Whole Life

The oldest kind of cash value life insurance that combines protection against premature death with a savings account. Premiums are fixed and guaranteed and remain level throughout the policy’s lifetime.

Who Should Consider Whole Life Insurance?

Persons wishing to ensure the financial security of their loved ones in the event of death.
Persons seeking a simple, flexible and affordable product.

Features and Advantages

Four permanent protection options are available:

L10, lifetime coverage with premium payments for 10 years;

L20, lifetime coverage with premium payments for 20 years;

L65, lifetime coverage with premium payments up to the age of 65;

L100, lifetime coverage with premium payments up to the age of 100.

Your sum insured and your premiums are guaranteed for the term of your insurance.
You enjoy guaranteed cash surrender values as of the 11th contract year.
Your premiums are determined according to the sum insured chosen and the general state of your health
Children who are insured between 0 and 14 years of age could receive a 40% increase in their total insurance coverage if they submit a non-smoker's declaration when they are between 15 and 20 years of age.
A guarantee of insurability is added to the child coverage, at no additional cost, if the insured is aged 17 or under at the time of issue.
You may insure up to nine persons under the same contract.

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