Guaranteed Investment (Segregated Funds)

A segregated fund is similar to a mutual fund but with added features. They are protected from losing some or all of your initial investment in the fund. Like a mutual fund, a segregated fund is a collection of stocks, bonds and other investments that are managed by a professional investment company. A mutual fund is a security, while a segregated fund is an insurance product.

Who Should Consider Investment Funds?

Business Owners, Professionals, Company Officers or Directors for own and company wealth protection
All types of investors, from cautious to aggressive, primarily those having a medium- to long-term investment horizon.

Features and Advantages of Segregated funds

Only insurance companies offer segregated funds. Our funds have numerous advantages that set them apart from mutual funds :

Guarantee on your deposits, applicable at the maturity of the investment or at death. You can recover the entire amount you have invested.
You can protect the amounts generated by your investments in excess of the deposits made.
You can protect your savings against potential creditors*.
The estate value is protected at death (without probate fees).
We ensure the continuity of your contributions in the event of disability*.
Investment funds with automatically rebalanced feature are available

*Certain conditions apply.

The segregated funds can be ideally suitable for follow guaranteed type of investments: